CUSTOMER CASE

Reinventing the relationship model to boost customer experience and profitability

Improve fleet availability rates at lower cost, through a dual approach combining the deployment of lean projects and the professionalization of the organization.

Faced with the wear and tear of existing models and the pressure from digital players, the redesign of relational models is becoming a strategic priority.

  • A weakened historical retail banking model, with structurally declining profitability and eroding goodwill.
  • Among the highest service costs on the market, penalized by complex processes
  • Declining customer satisfaction, heightened by a perceived service quality below market standards across multiple channels and pain points in customer journeys.

 

Support the bank in transforming its relationship and operational model. Define and deploy a differentiated customer relationship, optimize customer journeys and processes, and establish value-based management to strengthen both customer satisfaction and appropriate relationship intensity.

«Reinventing the relational model means making the bank an entity capable of focusing its efforts where they truly matter: better serving clients and maximizing the value they generate.»
Jean-Marc Guyot
Partner

Support in place

Our team has deployed a methodology in collaboration with clients, around 4 main axes:​

1.
Differentiate the customer promise according to 3 differentiated relational models.

Creation of different relational modalities (access to channels, actors, and offers) according to the client and the value they generate.

2.
Realign client portfolios to match new models
Reassignment of client advisor portfolios across the entire national territory, based on detailed segmentation.
3.
Experimenting with new customer support modalities at a controlled scale

Launch of a pilot program to test new customer service procedures and evaluate the resulting improvements in customer relations and business performance across approximately 151 locations in the network.

4.
Structure a multi-year relationship model transformation trajectory
Definition of a roadmap through 2029 to sustain the consideration of evolving customer usage, the integration of new support mechanisms based on collected feedback, and to ensure performance management.

The results

Portfolio reallocation
5M+ customers
distributed in 14 clusters, according to the adequate relational model
Experiment conducted on
650,000 clients
spread across 18 territories, testing new care models
Significant reduction of
Meet at the agency
observed on certain targets, in favor of remote and self-care devices

And tomorrow?

Following the successfully completed experimentation phase, the bank is now preparing for a nationwide rollout of the models by industrially integrating new relational approaches into tools and management systems. Finally, the ambition is to embed the models into the managerial culture through training and network facilitation.

Would you like to find out more?

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